Deferred LoanRouttLimited Funds
YVHA Routt County DPA
Yampa Valley Housing Authority (YVHA)
Up to
$50,000
Assistance
Deferred Loan
Area
Routt
Buyers
Repeat buyers welcome
Income
150% AMI limit
What This Program Offers
YVHA Routt County DPA offers up to $50,000 (estimated at 10% of purchase price) in deferred down payment assistance for Steamboat Springs and Routt County buyers.
- Income limit is 150% AMI to serve mountain-community workforce buyers.
- Funding is limited — early application recommended.
- Repaid upon sale, refinance, or move-out.
Who Qualifies
Location
Routt
Buyer type
Repeat buyers welcome
Primary residence
Must be your primary home — not an investment property
Education course
HUD-approved homebuyer education required before closing
Income limits
Household income must not exceed 150% AMI for Routt County
| Household | 150% AMI Limit |
|---|---|
| 1 person | $NaN |
| 2 people | $NaN |
| 3 people | $NaN |
| 4 people | $NaN |
Showing sizes 1-4. See all household sizes
Routt County • FY 2025 HUD Income Limits
How to Apply
- 1
Contact YVHA to confirm current funding and eligibility.
- 2
Verify income at or below 150% AMI.
- 3
Complete homebuyer education.
- 4
Get pre-approved with a participating lender.
- 5
Submit YVHA DPA application.
- 6
Deferred assistance (up to 10% of price) disbursed at closing.
Documents you'll need
- Income verification (150% AMI limit)
- Homebuyer education certificate
- Pre-approval letter
- Purchase contract for Routt County property