Second MortgageDouglasFunds Available
Douglas County DPA
Douglas County Housing Partnership
Up to
$15,000
Assistance
Second Mortgage
Area
Douglas
Buyers
First-time buyers
Income
80% AMI limit
What This Program Offers
Douglas County DPA offers a $15,000 second mortgage for first-time homebuyers in Douglas County at or below 80% AMI.
- This is a repayable second with monthly payments at a below-market rate — not a deferred or forgivable loan.
- Can be combined with metroDPA and CHFA through lender coordination.
Who Qualifies
Location
Douglas
Buyer type
First-time buyers only
Primary residence
Must be your primary home — not an investment property
Education course
HUD-approved homebuyer education required before closing
Income limits
Household income must not exceed 80% AMI for Douglas County
| Household | 80% AMI Limit |
|---|---|
| 1 person | $74,800 |
| 2 people | $85,450 |
| 3 people | $96,150 |
| 4 people | $106,800 |
Showing sizes 1-4. See all household sizes
Douglas County • FY 2025 HUD Income Limits
How to Apply
- 1
Confirm first-time buyer status and Douglas County property.
- 2
Verify income at or below 80% AMI.
- 3
Complete homebuyer education.
- 4
Work with a participating lender.
- 5
Submit Douglas County DPA application.
- 6
$15,000 second mortgage closes with first mortgage.
Documents you'll need
- First-time buyer affidavit
- Income verification (80% AMI limit)
- Homebuyer education certificate
- Pre-approval from participating lender
- Purchase contract for Douglas County property