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Deferred LoanStatewideFunds Available

CHFA SectionEight Plus

Colorado Housing and Finance Authority (CHFA)

Up to

$25,000

Assistance

Deferred Loan

Area

Statewide

Buyers

First-time buyers

Income

80% AMI limit

What This Program Offers

CHFA SectionEight Plus offers up to $25,000 in deferred down payment assistance for first-time homebuyers and qualifying veterans who currently hold a Section 8 Housing Choice Voucher.

  • Must be paired with a CHFA first mortgage.
  • Income limits follow 80% AMI guidelines.
  • The 0% deferred second is repaid when you sell, refinance, or pay off the first mortgage.

Who Qualifies

Location

Available statewide in Colorado

Buyer type

First-time buyers only

Primary residence

Must be your primary home — not an investment property

Education course

HUD-approved homebuyer education required before closing

Your contribution

You must contribute at least $1,000 of your own funds

Income limits

Household income must not exceed 80% AMI for Denver County

Household80% AMI Limit
1 person$74,800
2 people$85,450
3 people$96,150
4 people$106,800

Showing sizes 1-4. See all household sizes

Denver County • FY 2025 HUD Income Limits

How to Apply

  1. 1

    Confirm active Section 8 Housing Choice Voucher and first-time buyer or veteran status.

  2. 2

    Complete CHFA-approved homebuyer education.

  3. 3

    Coordinate with your PHA and a CHFA participating lender.

  4. 4

    Get pre-approved for a CHFA first mortgage.

  5. 5

    Lender submits SectionEight Plus assistance.

  6. 6

    Funds disbursed at closing.

Documents you'll need

  • CHFA-approved homebuyer education certificate
  • Section 8 voucher documentation from PHA
  • First-time buyer affidavit or DD-214 (veterans)
  • Income verification (80% AMI limit)
  • Pre-approval from CHFA participating lender
  • Purchase contract

Program Contact

800-877-2432 | info@chfainfo.com
Official Website

Last verified: 2026-06-11