Deferred LoanStatewideFunds Available
CHAC Disability
Colorado Housing Assistance Corporation (CHAC)
Up to
$10,000
Assistance
Deferred Loan
Area
Statewide
Buyers
Repeat buyers welcome
Income
80% AMI limit
What This Program Offers
CHAC Disability provides up to $10,000 in deferred down payment assistance for homebuyers with a disability or who have a household member with a disability.
- Available statewide through CHAC-approved lenders with income limits at 80% AMI.
- Designed to help cover down payment and closing cost gaps for accessible home purchases.
Who Qualifies
Location
Available statewide in Colorado
Buyer type
Repeat buyers welcome
Primary residence
Must be your primary home — not an investment property
Your contribution
You must contribute at least $1,000 of your own funds
Income limits
Household income must not exceed 80% AMI for Denver County. View 2026 income limits by household size.
| Household | 80% AMI Limit |
|---|---|
| 1 person | $74,800 |
| 2 people | $85,450 |
| 3 people | $96,150 |
| 4 people | $106,800 |
Showing sizes 1-4. See all household sizes
Denver County • FY 2025 HUD Income Limits
How to Apply
- 1
Confirm disability eligibility for buyer or household member.
- 2
Work with a CHAC-approved lender.
- 3
Verify income at or below 80% AMI.
- 4
Lender submits CHAC Disability application.
- 5
Deferred assistance disbursed at closing.
Documents you'll need
- Documentation of disability (buyer or household member)
- Income verification (80% AMI limit)
- Pre-approval from CHAC-approved lender
- Purchase contract