Deferred LoanBoulderFunds Available
Boulder MIDPA Pilot
City of Boulder Housing Division
Up to
$200,000
Assistance
Deferred Loan
Area
Boulder
Buyers
Repeat buyers welcome
Income
120% AMI limit
What This Program Offers
Boulder MIDPA (Middle-Income Down Payment Assistance) Pilot offers up to $200,000 in deferred down payment help for middle-income buyers in Boulder city.
- Targets households at or below 120% AMI who need larger gaps closed in Boulder's high-cost market.
- Deferred second repaid upon sale, refinance, or move-out.
Who Qualifies
Location
Boulder
Buyer type
Repeat buyers welcome
Primary residence
Must be your primary home — not an investment property
Education course
HUD-approved homebuyer education required before closing
Income limits
Household income must not exceed 120% AMI for Boulder County
| Household | 120% AMI Limit |
|---|---|
| 1 person | $112,200 |
| 2 people | $128,176 |
| 3 people | $144,226 |
| 4 people | $160,200 |
Showing sizes 1-4. See all household sizes
Boulder County • FY 2025 HUD Income Limits
How to Apply
- 1
Confirm property is within Boulder city limits.
- 2
Verify income at or below 120% AMI.
- 3
Attend Boulder homebuyer orientation.
- 4
Get pre-approved with a participating lender.
- 5
Submit MIDPA Pilot application to City of Boulder Housing.
- 6
Deferred assistance disbursed at closing.
Documents you'll need
- Income verification (120% AMI limit)
- Boulder homebuyer orientation certificate
- Pre-approval letter
- Purchase contract for Boulder city property