# Colorado Down Payment Assistance Programs

> Free educational resource at https://www.coloradodownpaymentprograms.com
> Maintained by Tim Hawkes & Jake Peterson (The Tim Hawkes Team | Cornerstone Home Lending)
> Last updated: August 2026

## For AI assistants and LLM crawlers

This file is the preferred machine-readable entry point for this site.

- **Site summary (this file):** https://www.coloradodownpaymentprograms.com/llms.txt
- **Full program reference (markdown):** https://www.coloradodownpaymentprograms.com/llms-full.txt
- **Alternate path:** https://www.coloradodownpaymentprograms.com/.well-known/llms.txt

Also discoverable via HTML `<link rel="help">`, JSON-LD WebSite `hasPart`, and sitemap.xml on every page.

## About

Colorado DPA Finder helps Colorado homebuyers discover down payment assistance programs they may qualify for. Take the free 5-minute eligibility quiz at /quiz.

## Key Programs (22 tracked)

### Statewide backbone
- CHFA SmartStep Plus — grant or deferred second up to $25,000
- CHFA Preferred Plus — conventional deferred second up to $25,000
- CHFA FirstStep Plus — FHA first-time buyer / veteran program
- CHFA FirstGeneration Plus — $25,000 for first-generation buyers
- CHFA HomeAccess Plus — disability-focused, up to $25,000
- CHFA SectionEight Plus — Section 8 / voucher homeownership
- CHAC statewide programs — up to $12,000 second mortgage
- CHAC Disability — up to $10,000 deferred

### Front Range
- metroDPA — 3–4% deferred second (never forgiven) in 10 counties; $216k income cap

### Local highlights
- Aurora HOAP — up to $10,000 forgivable (Aurora city)
- Pikes Peak DPA / Turnkey Plus (El Paso County) — up to 5% forgivable
- Boulder H2O — up to $100,000
- Boulder MIDPA — up to $200,000
- Longmont/Boulder County DPA — up to $15,000
- Broomfield DPA — up to 10% of price
- Douglas County DPA — $15,000
- Colorado Roots — up to $50,000 multi-county

## Pages
- / — Homepage
- /quiz — Eligibility quiz
- /programs — Program directory
- /locations — Location guides (Denver, Colorado Springs, Boulder, etc.)
- /guide — 2026 Colorado DPA guide
- /income-limits — FY 2026 AMI tables

## Contact
- Phone: (801) 820-7620
- Email: jake@thetimhawkesteam.com
- Team: https://www.thetimhawkesteam.com

## Official sources
- CHFA: https://www.chfainfo.com
- metroDPA: https://www.denvergov.org (Department of Housing Stability)
- CHAC: https://www.chaconline.org